Terms of Service

By accessing or using The Talk Lounge (www.thetalklounge.com), you agree to be bound by these Terms of Service. If you do not agree, please do not use our services. These terms constitute a legally binding agreement between you and The Talk Lounge.

You must be at least 13 years old (or 16 in the EU/UK) to use our services. By using our services, you represent that you meet this age requirement. If you are under 18, you represent that you have parental or guardian consent.

• You must provide accurate, complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must notify us immediately of any unauthorized access
• One person may not maintain multiple accounts
• We reserve the right to suspend or terminate accounts that violate these terms

When posting comments or content, you agree NOT to:

• Post defamatory, libelous, or false statements about individuals
• Harass, bully, threaten, or intimidate others
• Post hate speech, discriminatory content, or incite violence
• Share illegal content, including pirated material
• Spam, advertise, or promote without authorization
• Impersonate others or misrepresent your identity
• Post sexually explicit content involving minors
• Violate any applicable laws or regulations
• Attempt to hack, disrupt, or compromise our systems
• Manipulate the points system through fraudulent means

We reserve the right to remove content and ban users who violate these guidelines without notice.

Our Content: All articles, images, logos, and site design are owned by The Talk Lounge or our licensors and protected by copyright, trademark, and other intellectual property laws.

Your Content: You retain ownership of content you post. By posting, you grant us a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your content in connection with our services.

Third-Party Content: We may display content from social media platforms (Instagram, Twitter, TikTok, etc.) via official embeds. Such content remains property of respective owners.

• Our articles represent news reporting, commentary, and opinion
• We strive for accuracy but do not guarantee all information is error-free
• Celebrity news may include rumors, speculation, and unverified reports which we label accordingly
• We are not responsible for actions taken based on our content
• Views expressed in articles do not necessarily reflect our official position

• Our site displays advertisements from third-party networks (Google AdSense)
• Sponsored content and paid partnerships are clearly labeled
• We are not responsible for third-party advertiser products or services
• Ad blockers may affect site functionality

• Points earned through engagement have no cash value and cannot be exchanged for money
• Points are earned through legitimate activities: reading articles, commenting, daily logins, referrals
• We reserve the right to modify point values, rewards, or terminate the points system at any time
• Abuse of the points system (fake accounts, bots, automated scripts) will result in immediate account termination and forfeiture of all points
• Points may expire after 12 months of account inactivity
• Raffle entries and prizes are subject to availability and additional terms

• Push notifications are optional and require your explicit consent
• You can unsubscribe at any time through browser settings or our preferences page
• We may send notifications about new articles, breaking news, and personalized content
• Notification frequency and content are at our discretion

• Poll votes are anonymous and used for engagement purposes
• Poll results may be displayed publicly
• We reserve the right to remove or modify polls at any time
• Manipulation of poll results is prohibited

• Live blog content is updated in real-time and may contain preliminary information
• Breaking news alerts are time-sensitive and may be updated as stories develop
• We are not liable for any inaccuracies in rapidly developing stories

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The Talk Lounge is provided "as is" without warranties of any kind
• We are not liable for any indirect, incidental, special, or consequential damages
• Our total liability shall not exceed $100 USD
• We are not responsible for third-party content, links, or services

You agree to indemnify and hold harmless The Talk Lounge, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

We may terminate or suspend your account at any time, with or without cause, with or without notice. Upon termination, your right to use our services ceases immediately. Provisions that by their nature should survive termination shall survive.

These terms are governed by the laws of the United States. Any disputes shall be resolved in the courts of [Your State], and you consent to personal jurisdiction in such courts.

We may modify these terms at any time. Material changes will be notified via email or site notice. Continued use after changes constitutes acceptance of the new terms.

For questions about these terms:
Email: legal@thetalklounge.com
Website: www.thetalklounge.com